Study to understand policy, procedure and guidelines related to providing and collecting loans, and guide credit officer regularly.
Train Credit officer how to inspect and analyze record and attitude of loan applicants in order to ensure that such borrowers are truly adequately qualified for loan, as stated in the loan policy, and that they can perform all requirements for loan security.
Take part with Credit officers in explaining and educating the loan applicants about the Credit policy and procedure in a way that the loan applicants are aware that the loan including principal and interest shall be repaid regularly according to the schedule in the loan contract.
Review all loan documents which a Loan officer has made in order to ensure good, clear, accurate, and adequate implementation of the Credit policy and guidelines of the higher management before submitting them to higher management for approval.
Advise Credit officers to be aware and take responsibilities to monitor the situation of the borrowers and properties mortgaged, at least once within 6 months
Approve the loan as authorized.
Review loan reports and others.
Perform other duties assigned.
Holding bachelor degree of business or related field
At least two year related working experience
Good judgment and decision making skills
Excellent communication and Interpersonal skills
Strong literacy, numeracy skill and attention to detail
Good use of Ms. Office application, internet, email
Be mature, loyalty, enthusiasm, friendly, respect
About the Company
BNKC (Cambodia) Microfinance Institution Plc. is a Public Limited Company which received official license from National Bank of Cambodia on 07th May, 2015. BNKC has a paid-up capital and 100% shareholder-BNK Financial Group. The aim of BNKC is to provide job opportunities and the best financial services to Cambodian people as well as to contribute to Cambodia's economic development.